The most affordable neighborhoods in South Jersey for 2026 include Willingboro, Pemberton, Riverside, and Florence in Burlington County, and Glassboro, Pitman, and Woodbury in Gloucester County, where median home prices range from well under $300,000 to around $450,000. South Jersey offers some of the best real estate value in the state. With more affordable price points than North Jersey, strong communities, and easy access to Philadelphia, towns across Burlington, Camden, Gloucester, and Mercer counties are attracting buyers looking for a great home without the premium price tag. Here is your guide to the most affordable neighborhoods in South Jersey for 2026.
What Makes a Town Affordable?
Affordability is about more than just the purchase price. To identify the best value in South Jersey, we considered median home price, property taxes, commute times, school quality, and overall cost of living. The towns below offer strong value without sacrificing quality of life.
Most of the communities on this list fall within the $200,000 to $450,000 price range, making them accessible to first-time buyers, young families, downsizers, and investors alike.
What Are the Most Affordable Towns in South Jersey?
Burlington County is the largest county in New Jersey by land area and offers a wide range of housing options at different price points. Here are the most affordable communities:
Willingboro
Willingboro consistently offers some of the most affordable home prices in Burlington County. With median prices well under $300,000, it is an excellent entry point for first-time buyers. The township has a diverse housing stock, primarily ranch and split-level homes from the mid-century era, many on generous lots. Commute times to Philadelphia are manageable via Route 130 and the Burlington-Bristol Bridge.
Pemberton
Located in the northern part of Burlington County, Pemberton offers small-town character and some of the lowest price points in the county. The area has a mix of historic homes and newer developments, with easy access to Fort Dix and McGuire Air Force Base. Buyers can often find homes under $300,000.
Florence
Florence sits along the Delaware River and offers a blend of historic charm and modern convenience. Home prices are generally below the county median, making it a popular choice for first-time buyers and commuters. Florence Township has good schools and a strong sense of community.
Riverside
Riverside offers riverfront living at an affordable price. The small, walkable downtown along the Delaware River is a draw for buyers seeking character and community. Home prices tend to be significantly lower than neighboring towns like Riverton and Palmyra, making Riverside one of the best values in the county.
Delran
Delran offers commuter-friendly access to Route 130 and the Tacony-Palmyra Bridge at price points that are often lower than Cinnaminson and Riverton. The township has good schools, parks along the river, and a quiet suburban feel. Median prices typically fall in the $300,000 to $400,000 range.
Eastampton
Eastampton is a smaller community that offers good value for buyers who want to be near Mount Holly and the Route 295 corridor without paying Mount Holly prices. The town has a mix of established neighborhoods and newer construction, with median prices often under $400,000.
Camden County: Value Near Philadelphia
Camden County offers some of the best commuter access to Philadelphia through the PATCO Speedline. Several towns provide excellent value:
Collingswood
Collingswood has a vibrant downtown with restaurants, shops, and a farmers market. While home prices have risen in recent years, the town still offers more value than neighboring Haddonfield and is one of the most walkable communities in the county. The PATCO station provides direct access to Philadelphia in under 20 minutes.
Haddon Township
Haddon Township includes several charming neighborhoods like Westmont and Haddon Heights. It offers good schools, walkable downtowns, and easy PATCO access, often at lower price points than Haddonfield directly. Buyers can find a range of home styles from historic Victorians to mid-century ranches.
Maple Shade
Maple Shade sits on the border of Burlington and Camden counties and offers affordable housing with convenient access to Routes 38 and 73. The town has a diverse housing stock and lower median prices than many nearby communities. It is a practical choice for buyers who want suburban living without a long commute.
Gloucester County: Growing and Affordable
Gloucester County has seen steady growth as buyers seek affordable alternatives to Camden and Burlington counties. These towns are worth a close look:
Glassboro
Home to Rowan University, Glassboro has a vibrant downtown and a growing economy. The university presence supports local businesses and creates rental demand for investors. Home prices remain affordable, with many options under $350,000. Glassboro is a smart choice for buyers who want walkability and cultural amenities at a reasonable price.
Pitman
Pitman is a small, charming borough with a historic downtown, a renowned music and theater scene, and a strong sense of community. Home prices are very reasonable, often under $350,000. Pitman offers a lifestyle that is hard to find at this price point in South Jersey.
Woodbury
As the county seat, Woodbury has a historic downtown, a walkable layout, and a range of affordable homes. The city has invested in revitalization efforts, and home prices remain accessible for first-time buyers. Commute access to Philadelphia via Route 295 is convenient.
Deptford
Deptford offers a mix of suburban convenience and affordability. With major shopping centers, good schools, and easy highway access, it is a practical choice for families. Home prices tend to be lower than in Washington Township while offering similar amenities.
Mercer County: Affordable Options North of Burlington
Mercer County includes the Princeton area, which commands premium prices, but there are several affordable communities that offer good value:
Hamilton
Hamilton is one of the largest municipalities in New Jersey and offers a wide range of housing options at various price points. It has strong schools, abundant parks, and convenient access to both the Turnpike and Route 295. Buyers can find homes in the $300,000 to $450,000 range, significantly lower than nearby Princeton.
Ewing
Ewing offers a suburban feel with access to both Trenton and Princeton. The township has good schools, a range of home styles, and prices that are generally more accessible than Lawrenceville or Hopewell. The community is home to The College of New Jersey, which adds cultural and economic vitality.
Where Can I Buy Under $300K in Burlington County?
Beyond the towns listed above, Burlington County has several specific neighborhoods worth exploring for value:
- Mount Holly offers historic charm and affordable prices near the county seat.
- Beverly is a small river town with some of the lowest home prices in the county.
- Edgewater Park provides convenient access to Route 130 at affordable price points.
- Westampton offers newer construction and townhomes under $400,000.
- Southampton and Shamong are ideal for buyers seeking larger lots and rural living.
- Tabernacle provides a quiet, wooded setting with more space for the money.
Explore more on our Burlington County communities page.
How to Choose the Right Affordable Town
With so many options, narrowing down your search comes down to your personal priorities. Here is a framework to help:
- Commute first. If you commute to Philadelphia, prioritize towns along the PATCO line or Route 295 corridor.
- School quality matters. Even if you do not have children, homes in districts with good schools hold their value better over time.
- Look at property taxes. Two homes at the same price can have very different monthly payments. Use the effective tax rate as a comparison tool.
- Think about resale. Choose a town with steady demand. Towns near major highways and with good schools tend to hold value best.
- Visit at different times. Drive through the neighborhood on a weekday evening and a weekend morning to get a feel for the community.
For a deeper look, visit our guide to the best towns for first-time buyers, which covers many of these same communities from a buyer's perspective.
Frequently Asked Questions
What is the most affordable county in South Jersey?
Burlington County offers the widest range of affordable options, including Willingboro, Pemberton, Florence, Riverside, and Delran. However, Gloucester County towns like Glassboro, Pitman, and Woodbury also offer excellent value at similar or lower price points.
What is the average home price in affordable South Jersey towns?
Most affordable towns in South Jersey have median home prices between $200,000 and $450,000. Willingboro, Pemberton, and Beverly on the lower end, and towns like Delran, Collingswood, and Hamilton on the higher end of that range.
Which South Jersey towns have the best commute to Philadelphia?
Towns along the PATCO Speedline offer the best commuter access, including Collingswood, Haddon Township, and Woodcrest (Cherry Hill). For drivers, Delran, Cinnaminson, Riverside, and Florence all offer quick access to Philadelphia via bridges over the Delaware River.
Are there affordable towns with good schools in South Jersey?
Yes. Delran, Florence, and Cinnaminson in Burlington County all have good schools at moderate price points. In Gloucester County, Washington Township and Deptford offer solid school options. In Camden County, Collingswood and Haddon Township are well-regarded.
What is the growth potential for affordable South Jersey towns?
Towns near major highways and with access to Philadelphia tend to have the strongest long-term growth potential. Glassboro, with the Rowan University expansion; Florence, with riverfront redevelopment; and Collingswood, with its thriving downtown, all show positive growth trajectories.
Should I buy in an affordable town or wait to afford a more expensive one?
Buying in an affordable town that meets your needs today allows you to start building equity rather than renting while you wait. Many buyers start in an affordable town and move to a pricier one later, using the equity from their first home to fund the upgrade.
Start Your Search
Finding the right affordable community in South Jersey comes down to knowing what you want and understanding what each town offers. I know these communities inside and out. Whether you are a first-time buyer, a growing family, or someone looking to downsize without sacrificing quality of life, I can help you find the town that fits your budget and your lifestyle.
Reach out anytime for a no-pressure conversation. Let us find the right place for you.
Bob Millaway
Redfin Senior Agent · AI Certified Agent™ · 636+ homes sold across Burlington County and South Jersey. Licensed NJ Salesperson #791082.