How do I verify my closing agent is legitimate?

Your closing agent is a critical part of the transaction. In New Jersey, closings are typically handled by a title company or a real estate attorney. To verify the agent is legitimate, start by asking your real estate agent for a referral to a reputable closing company they have worked with before. Check the company's website and online reviews. Confirm that the company is licensed with the New Jersey Department of Banking and Insurance. Ask for the name of the specific person who will handle your closing. On closing day, confirm the location and time with the closing agent directly. If the closing agent changes at the last minute, verify the new agent's credentials. Be especially cautious if the closing location changes or if you receive instructions from someone you have not spoken to before. A legitimate closing agent will have a physical office, a professional website, and a verifiable license. If something feels off, trust your instincts and verify before proceeding.