Investment Properties

How do I calculate cash flow on a rental property?

By Bob Millaway July 26, 2026

Short Answer

Cash flow is calculated by subtracting all monthly expenses from the monthly rental income. Expenses include the mortgage payment, property taxes, insurance, property management fees, maintenance reserves, vacancy reserves, and HOA dues. If income exceeds expenses, you have positive cash flow. A good rule of thumb is to set aside at least 10% of rent for maintenance and 5% for vacancies. Full answer page coming soon.

Full answer page coming soon. This page will provide a step-by-step guide to calculating cash flow on South Jersey rental properties including expense estimates and income projections.

Bob Millaway

Bob's Advice

Redfin Senior Agent · AI Certified Agent

Full answer page coming soon. Positive cash flow is the goal, but do not forget to account for every expense. I can help you build a realistic cash flow projection for any property you are considering.

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